The freedom to live in a world without borders
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About Us

While expats today have the freedom to live and work in markets all around the world, their saving and investment options are often limited.

Providence develops retirement and saving solutions that enable professional expats to plan for the future, so they can continue enjoying the freedom and independence they cherish in the years to come.

As one of the first new offshore life assurance companies in the last 100 years, we have a nimble, agile approach, inspired by the intrepid attitude of professional expats, the modern-day explorers.

We leverage the power of technology to provide a personalised online portal, so expats can access real-time information about their account wherever they are, whatever the time. And we partner with reputable trust and pension companies to develop a range of market-leading products designed exclusively around the needs of expats. These are then recommended by leading financial Advisers all around the world.

Meet the principals

Chris Divito

Chris Divito – Chief Executive

Chris has been Chief Executive of Providence since September 2021. Prior to his current role he held several senior roles in financial services including Chief Executive for Standard Life Middle East, Head of Wealth and Asset Management for the DIFC Authority and Managing Director (Middle East & Africa) for Friends Provident International.

 

Chris is a Board member of Providence Life and has extensive experience as a Non-Executive Director and Board Adviser.

 

He has numerous qualifications relevant to his role, including an honours degree in Financial Services, a Master's in Business Administration and is a Chartered Financial Planner (UK).

 

Kathryn Barber-Kebby

Kathryn Barber-Kebby – Head of Finance & Treasury

Kathryn leads the Finance & Treasury function, providing financial insight to the Board alongside production of regular management information and meeting statutory reporting requirements. Kathryn drives the commercial trajectory of key business projects and propositions and has a critical role in managing relationships with external partners.

 

Prior to Providence, she held various senior finance roles with leading banks in Europe & the Middle East including Santander, Lloyds and HSBC.

 

Kathryn has a BA(Hons) in Accounting & Finance (Nottingham Trent University, UK) and is a Fellow Member of Association of Chartered Certified Accountants (FCCA).

 

Leena Atterbury

Leena Atterbury – Head of Operations

Leena brings over 15 years of operations experience to Providence. In this role, she oversees all aspects of back-office management, such as administration, customer service and investment management.

 

She holds qualifications from the Chartered Institute for Securities & Investment, including certification in Investment Operation, Combating Financial Crime and Managing Operational Risk.

 

Leena’s strategic thinking and commitment to operational excellence provide the foundation for continued growth and success at Providence.

Jasmeen Singh

Jasmeen Singh – Head of Human Resources

Jasmeen is an HR Generalist with over 15 years’ experience in the life insurance industry, including Friends Provident International where she worked prior to joining Providence in 2021. Her roles have ranged from Customer Services, Office Management to all aspects of HR such as Talent & Reward, Employee Engagement, Diversity and Inclusion, Employee Relations and HR Operations. As a member of Providence’s Executive Committee, she has specific responsibility for leading the HR strategy & operations.

 

Jasmeen holds a first-class honours degree in Economics, has completed her level 5 CIPD Diploma and is a qualified Executive Coach. Additionally, she is an NLP Business Practitioner and is accredited by Kornferry in the Hay guide Chart role evaluation methodology.

 

Tintu Pillai

Tintu Pillai – Head of Strategic Development & Technology

Tintu’s experience spans more than 15 years of working with general and life insurance products in the B2B and B2C categories. In the Financial Services industry, he has held managerial roles across varied business functions, including Business Development & Sales, Operations, Marketing and PMO.

 

Having joined Providence in 2015, Tintu leads the IT, Marketing and Program management functions in his role as the Head of Strategic Development & Technology. He is responsible for the planning and execution of business strategies, especially proposition development and management of the company’s products and services.

 

Tintu is a qualified Six Sigma and PRINCE2 practitioner whilst also holding certifications from APMG and the Chartered Insurance Institute.

 

Sophia Ashcroft

Sophia Ashcroft – Head of Risk & Compliance

Sophia has over 20 years’ of Banking and Insurance expertise covering Corporate, Retail, and Private Banking, across a number of different regulatory jurisdictions including the UK, Jersey, Isle of Man, UAE, DIFC, and Mauritius. She has held roles in financial services companies including Lloyds Bank, Zurich International and HSBC.

 

Having joined Providence in 2015, Sophia is responsible for ensuring compliance with the regulatory framework, international standards and best practices applicable to the insurance industry. She is also responsible for the Company’s Enterprise Risk Management (ERM) framework. A Chartered Fellow of CISI, Sophia has completed a CISI Level 6 Diploma in Investment Compliance and an Advanced Diploma in Compliance and Financial Crime from Henley Business School.

 

Joanne Mongey

Joanne Mongey – Divisional Distribution Director

Joanne is a Sales and Operations professional with 17 years' domestic and international experience in the Financial Services and Customer Service Retail sectors. Prior to her current role, she held several senior roles in broker firms, life, and investments, including Advisor Support Manager for Standard Life Middle East.

 

Having joined Providence in 2015, Joanne manages the Distribution team that covers the Europe and Latin America regions of operation. Joanne is CISI certified in Securities and Investments.

 

John McKellar

John McKellar – Divisional Distribution Director

John is a seasoned professional with over 23 years of experience in the Financial Services industry, assumed the role of Divisional Distribution Director at Providence in November 2023. With a focus on expanding the company's presence in Asia, the Middle East, and Africa, John brings a wealth of knowledge from his diverse career, including 7 years in the UK and 16 years in the Middle East. His recent Senior Operations role at a leading international financial consultancy firm further enhances his expertise.

 

Driven by a genuine passion for assisting others, John is unwaveringly committed to providing top-notch service and support to clients and business partners alike. His professional journey is fortified by a comprehensive set of qualifications obtained through the Chartered Insurance Institute (CII), reflecting his dedication to continuous learning and excellence in the field.